CAPITAL & RESERVE FUNDING PLANNING

Capital Planning Bridges the Gap Between Capital Needs and Funding Decisions

Your Reserve Study is the foundation. We combine it with current financial information, association priorities, and practical funding alternatives to help your Board make confident, well-informed decisions.

Condo Capital Planning complements—not replaces—your Reserve Study and the work of your engineering and other technical professionals. We use their work, together with your association’s financial information, as the foundation for developing and evaluating practical capital funding strategies.

From Reserve Study to Approved Funding Plan

A Reserve Study provides the foundation. We refine that information, combine it with the association’s current financial position and capital requirements, evaluate alternative funding scenarios, and help the Board select a practical funding plan.

REFINE

Update the Reserve Study

We start with the existing Reserve Study and work with the people who know the property—management, engineering, Board representatives, and other knowledgeable parties—to incorporate current project priorities, costs, timing, and completed or newly identified projects.

CUSTOMIZE

Build the Planning Model

We integrate the updated Reserve Study with year-end financial information, the current budget, reserve balances, planned capital expenditures, and relevant financial assumptions in a proprietary planning tool (the CRF Modeler) customized for your association.

EVALUATE

Model Funding Alternatives

We model combinations of reserve contributions, regular assessments, special assessments or chargebacks, association financing, project timing, and other funding alternatives—and examine their effects over time.

RECOMMEND

Develop a Practical Funding Plan

For Full-Service engagements, we work with your association to evaluate the tradeoffs and develop a funding strategy that balances capital requirements, financial sustainability, and the impact on owners.

DECIDE

Support the Board’s Decision

We present the analysis and recommendations to the Board so it can make an informed funding decision. Full-Service engagements can also include an owner presentation and communication at an open Board meeting.

Reserve Study → Planning Model → Funding Alternatives → Recommended Funding Plan → Board Decision

One Plan. Multiple Funding Levers.

Reserve Contributions

Regular Assessments

Special Assessments

Association Financing

Project Timing

The objective isn’t simply to determine how the association can fund its capital plan. It’s to identify a practical combination of funding sources and timing that meets the association’s needs while managing the financial impact on owners.

Choose the Level of Help Your Association Needs

Most Boards prefer start-to-finish professional guidance, while others may prefer a professionally customized planning model with limited consulting support.

FULL-SERVICE

RECOMMENDED

For associations that want start-to-finish professional guidance—from financial modeling through Board decision-making and owner communication.

Customized CRF Modeler incorporating the association’s Reserve Study and financial information
Consultation with designated parties
Funding-scenario analysis and recommendations
Board presentation and discussion
Owner presentation at an open Board meeting
Additional follow-up services available

CUSTOMIZED PLANNING

For associations that want a professionally customized planning model but prefer to manage their own analysis, decision-making, and communications.

Reserve Study incorporated into the planning model
Latest year-end financial information incorporated
Current budget incorporated
Customized CRF Modeler
User Manual
Two hours of training
Additional technical assistance available

RETURNING CLIENTS

Annual Refresh

Keep your capital funding plan current without repeating the original customization process.

Update year-end financial information
Incorporate the new annual budget
Update Reserve Study information and capital-project assumptions
Update completed, revised, or newly identified projects
Refresh funding assumptions and scenarios
Customized Planning or Full-Service assistance available as needed

Returning clients receive discounted pricing reflecting the customization work already completed.

Not Sure Which Approach Is Right for Your Association?

Tell us a little about your association and we’ll schedule a complimentary 30–45 minute conversation to discuss your capital needs, funding challenges, and the level of assistance that may be appropriate.

TELL US ABOUT YOUR ASSOCIATION

No obligation. We’ll discuss your situation and whether Condo Capital Planning is a good fit.